About FSA Health Care (Healthcare)

  • $2750 – allotted amount for 2020
  • Pre-tax dollars go into an account to use for qualified medical, dental and vision expenses for employee, spouse and dependents
  • Benefit is fully funded July 1 if your expenses occur early in the year
  • Effective January 1, 2020 also covers OTC and feminine hygiene products
  • Pre-loaded debit card with annual elected amount
  • Cashless, not paperless. Keep receipts as UMR may request that you provide to substantiate your purchase. 
  • Manual claims may also be submitted
  •  File claims, upload receipts, track expenses, download forms and manage direct deposit on UMR’s website. 

About Dependent Childcare Reimbursement (Daycare)

  • $5000 (single or married filing jointly) or $2500 (married filing separately)
  • Pre-tax dollars go into an account to use for a certified daycare, nursing home facility as well as Fall/Spring/Summer camps for children up to age 14
  • Must provide a Federal Tax ID#
  • Submit claims with invoices for reimbursement
  • File claims, upload receipts, track expenses, download forms and manage direct deposit on UMR’s website. 
  • We encourage you to reach out to your tax/financial advisor on federal and state tax guidelines.