Immediate Payment Charitable Gift Annuity Rates
The charts below list payout rates for 1-life and 2-life immediate payment charitable gift annuities. Deferred payment gift annuity rates are dependent on the age(s) of the beneficiary(ies) and the length of the deferral period. Contact us for further information and for deferred gift annuity rates.
Immediate payment 1-life annuity rates as of July 1, 2008
|
Age |
Rate |
Age |
Rate |
Age |
Rate |
||
|
50 |
5.1 |
65 |
5.7 |
80 |
7.6 |
||
|
51 |
5.2 |
66 |
5.8 |
81 |
7.8 |
||
|
52 |
5.2 |
67 |
5.9 |
82 |
8.0 |
||
|
53 |
5.2 |
68 |
6.0 |
83 |
8.3 |
||
|
54 |
5.2 |
69 |
6.0 |
84 |
8.6 |
||
|
55 |
5.3 |
70 |
6.1 |
85 |
8.9 |
||
|
56 |
5.3 |
71 |
6.2 |
86 |
9.2 |
||
|
57 |
5.4 |
72 |
6.3 |
87 |
9.5 |
||
|
58 |
5.4 |
73 |
6.5 |
88 |
9.8 |
||
|
59 |
5.4 |
74 |
6.6 |
89 |
10.1 |
||
|
60 |
5.5 |
75 |
6.7 |
90 |
10.5 |
||
|
61 |
5.5 |
76 |
6.9 |
91 |
10.5 |
||
|
62 |
5.6 |
77 |
7.0 |
92 |
10.5 |
||
|
63 |
5.6 |
78 |
7.2 |
93 |
10.5 |
||
|
64 |
5.7 |
79 |
7.4 |
94 |
10.5 |
||
|
95+ |
10.5 |
Immediate payment 2-life annuity rates as of July 1, 2008
|
Younger |
Older |
Rate |
Younger |
Older |
Rate |
Younger |
Older |
Rate |
||
|
50 |
50+ |
4.4 |
76 |
76-77 |
6.1 |
84 |
89-90 |
7.7 |
||
|
51 |
51+ |
4.4 |
76 |
78-79 |
6.2 |
84 |
91 |
7.8 |
||
|
52 |
52+ |
4.5 |
76 |
80-81 |
6.3 |
84 |
92 |
7.9 |
||
|
53 |
53+ |
4.6 |
76 |
82-83 |
6.4 |
84 |
93-94 |
8.0 |
||
|
54 |
54+ |
4.7 |
76 |
84-86 |
6.5 |
84 |
95+ |
8.1 |
||
|
55 |
55+ |
4.7 |
76 |
87-90 |
6.6 |
85 |
85 |
7.4 |
||
|
56 |
56+ |
4.8 |
76 |
91+ |
6.7 |
85 |
86 |
7.5 |
||
|
57 |
57-58 |
4.9 |
77 |
77 |
6.2 |
85 |
87 |
7.6 |
||
|
57 |
59-60 |
5.0 |
77 |
78-79 |
6.3 |
85 |
88 |
7.7 |
||
|
57 |
61-62 |
5.1 |
77 |
80-81 |
6.4 |
85 |
89 |
7.8 |
||
|
57 |
63+ |
5.2 |
77 |
82-84 |
6.5 |
85 |
90 |
7.9 |
||
|
58 |
58 |
5.0 |
77 |
85-86 |
6.6 |
85 |
91 |
8.0 |
||
|
58 |
59-60 |
5.1 |
77 |
87-89 |
6.7 |
85 |
92 |
8.1 |
||
|
58 |
61+ |
5.2 |
77 |
90+ |
6.8 |
85 |
93-94 |
8.2 |
||
|
59 |
59 |
5.1 |
78 |
78 |
6.3 |
85 |
95+ |
8.3 |
||
|
59 |
60+ |
5.2 |
78 |
79-80 |
6.4 |
86 |
86 |
7.6 |
||
|
60 |
60-64 |
5.2 |
78 |
81-82 |
6.5 |
86 |
87 |
7.8 |
||
|
60 |
65+ |
5.3 |
78 |
83-84 |
6.6 |
86 |
88 |
7.9 |
||
|
61 |
61-62 |
5.2 |
78 |
85-86 |
6.7 |
86 |
89 |
8.0 |
||
|
61 |
63+ |
5.3 |
78 |
87-88 |
6.8 |
86 |
90 |
8.1 |
||
|
62 |
62-67 |
5.3 |
78 |
89-92 |
6.9 |
86 |
91 |
8.2 |
||
|
62 |
68+ |
5.4 |
78 |
93+ |
7.0 |
86 |
92-93 |
8.3 |
||
|
63 |
63-66 |
5.3 |
79 |
79 |
6.4 |
86 |
94 |
8.4 |
||
|
63 |
67+ |
5.4 |
79 |
80 |
6.5 |
86 |
95+ |
8.5 |
||
|
64 |
64-65 |
5.3 |
79 |
81-82 |
6.6 |
87 |
87 |
7.9 |
||
|
64 |
66-70 |
5.4 |
79 |
83-84 |
6.7 |
87 |
88 |
8.0 |
||
|
64 |
71+ |
5.5 |
79 |
85-86 |
6.8 |
87 |
89 |
8.1 |
||
|
65 |
65-68 |
5.4 |
79 |
87-88 |
6.9 |
87 |
90 |
8.2 |
||
|
65 |
69+ |
5.5 |
79 |
89-90 |
7.0 |
87 |
91 |
8.3 |
||
|
66 |
66-67 |
5.4 |
79 |
91-94 |
7.1 |
87 |
92 |
8.4 |
||
|
66 |
68-72 |
5.5 |
79 |
95+ |
7.2 |
87 |
93 |
8.5 |
||
|
66 |
73+ |
5.6 |
80 |
80-81 |
6.6 |
87 |
94 |
8.6 |
||
|
67 |
67-70 |
5.5 |
80 |
82 |
6.7 |
87 |
95+ |
8.7 |
||
|
67 |
71-75 |
5.6 |
80 |
83-84 |
6.8 |
88 |
88 |
8.1 |
||
|
67 |
76+ |
5.7 |
80 |
85-86 |
6.9 |
88 |
89 |
8.3 |
||
|
68 |
68-69 |
5.5 |
80 |
87 |
7.0 |
88 |
90 |
8.4 |
||
|
68 |
70-73 |
5.6 |
80 |
88-89 |
7.1 |
88 |
91 |
8.5 |
||
|
68 |
74-78 |
5.7 |
80 |
90-92 |
7.2 |
88 |
92 |
8.6 |
||
|
68 |
79+ |
5.8 |
80 |
93+ |
7.3 |
88 |
93 |
8.8 |
||
|
69 |
69-72 |
5.6 |
81 |
81 |
6.7 |
88 |
94 |
8.9 |
||
|
69 |
73-75 |
5.7 |
81 |
82 |
6.8 |
88 |
95+ |
9.0 |
||
|
69 |
76+ |
5.8 |
81 |
83-84 |
6.9 |
89 |
89 |
8.4 |
||
|
70 |
70 |
5.6 |
81 |
85 |
7.0 |
89 |
90 |
8.6 |
||
|
70 |
71-74 |
5.7 |
81 |
86-87 |
7.1 |
89 |
91 |
8.7 |
||
|
70 |
75-78 |
5.8 |
81 |
88-89 |
7.2 |
89 |
92 |
8.8 |
||
|
70 |
79+ |
5.9 |
81 |
90-91 |
7.3 |
89 |
93 |
9.0 |
||
|
71 |
71-72 |
5.7 |
81 |
92-93 |
7.4 |
89 |
94 |
9.1 |
||
|
71 |
73-76 |
5.8 |
81 |
94+ |
7.5 |
89 |
95+ |
9.2 |
||
|
71 |
77-79 |
5.9 |
82 |
82-83 |
6.9 |
90 |
90 |
8.7 |
||
|
71 |
80+ |
6.0 |
82 |
84 |
7.0 |
90 |
91 |
8.9 |
||
|
72 |
72-74 |
5.8 |
82 |
85 |
7.1 |
90 |
92 |
9.0 |
||
|
72 |
75-77 |
5.9 |
82 |
86-87 |
7.2 |
90 |
93 |
9.2 |
||
|
72 |
78-81 |
6.0 |
82 |
88 |
7.3 |
90 |
94 |
9.3 |
||
|
72 |
82+ |
6.1 |
82 |
89-90 |
7.4 |
90 |
95+ |
9.4 |
||
|
73 |
73 |
5.8 |
82 |
91 |
7.5 |
91 |
91 |
9.0 |
||
|
73 |
74-76 |
5.9 |
82 |
92-94 |
7.6 |
91 |
92 |
9.2 |
||
|
73 |
77-78 |
6.0 |
82 |
95+ |
7.7 |
91 |
93 |
9.4 |
||
|
73 |
79-82 |
6.1 |
83 |
83 |
7.0 |
91 |
94 |
9.5 |
||
|
73 |
83-86 |
6.2 |
83 |
84 |
7.1 |
91 |
95+ |
9.7 |
||
|
73 |
87+ |
6.3 |
83 |
85 |
7.2 |
92 |
92 |
9.4 |
||
|
74 |
74 |
5.9 |
83 |
86 |
7.3 |
92 |
93 |
9.6 |
||
|
74 |
75-77 |
6.0 |
83 |
87-88 |
7.4 |
92 |
94 |
9.7 |
||
|
74 |
78-80 |
6.1 |
83 |
89 |
7.5 |
92 |
95+ |
9.9 |
||
|
74 |
81-82 |
6.2 |
83 |
90 |
7.6 |
93 |
93 |
9.8 |
||
|
74 |
83-86 |
6.3 |
83 |
91-92 |
7.7 |
93 |
94 |
10.0 |
||
|
74 |
87+ |
6.4 |
83 |
93-94 |
7.8 |
93 |
95+ |
10.1 |
||
|
75 |
75-76 |
6.0 |
83 |
95+ |
7.9 |
94 |
94+ |
10.2 |
||
|
75 |
77-78 |
6.1 |
84 |
84 |
7.2 |
95+ |
95+ |
10.3 |
||
|
75 |
79-80 |
6.2 |
84 |
85 |
7.3 |
|||||
|
75 |
81-83 |
6.3 |
84 |
86 |
7.4 |
|||||
|
75 |
84-86 |
6.4 |
84 |
87 |
7.5 |
|||||
|
75 |
87+ |
6.5 |
84 |
88 |
7.6 |
This web page does not provide legal or financial advice, nor is it a comprehensive review of the topic. You should consult your legal and financial advisers and Clarkson University before making or planning your gift.
