Celebrate Accomplishments and Plan for the Future
Your time at Clarkson prepared you well to meet the personal and professional challenges of life. Your 45th reunion is a time of celebration. It's a time to reflect on accomplishments and consider how you will shape your future. It may be the perfect time to include Clarkson in your plans. Gifts to Clarkson say thanks and help students, and they may also provide tax, income and estate planning benefits to you at a time when you need it most.
There are many ways to include Clarkson in your financial, estate and philanthropic plans:
1. The Clarkson Fund – Your tax-deductible gift to the Clarkson Fund helps students right now, and it’s easy to make a gift online.
2. Retirement income for you and/or loved ones - You may create a charitable gift annuity or charitable remainder trust, or join our pooled life income fund to provide income to you and/or loved ones before the remainder passes to Clarkson. This may be a great way to diversify a large stock holding or save on capital gains tax. Request our workbook Will a Gift-with-income Plan Work for Me? Use our gift calculator to create your own gift-with-income projection or request a projection from Clarkson. Lou Dindo '54 has created several gift annuities at Clarkson. Lou would be happy to speak with anyone confidentially about gift annuities, the process to create one and about Clarkson's service. Click to email Lou, or call him in Massachusetts at
3. Plan future income -You can create a gift annuity or charitable trust that begins your income stream at some point in the future, maybe when you fully retire and your income tax rate is lower. Assets grow tax-free in the meantime. The remainder from your gift ultimately passes to Clarkson to be used however you wish.
4. Double or even triple the impact of your gift – You can leverage the impact of your gift if your company offers a matching gift program for retirees. It’s a simple process that can make a big difference, and increase your reunion gift credit.
5. A tax-wise choice – Retirement plan assets are expensive to inherit, since the beneficiary must pay tax on income from the plan. It may be tax-advantageous to further your philanthropic legacy by planning a gift of retirement plan assets to Clarkson and bequeath other assets to heirs. It may cost nothing to plan a gift from your retirement plan.
6. A special naming opportunity – You can create an endowed fund in honor of the family name to support anything from student scholarships to professorships. You can build your endowment with tax-deductible gifts over time, and you can save capital gains tax if you gift appreciated securities held long term.
7. A cost effective gift - A bequest in your will or living trust may be for a specific amount or asset, a percentage, a remainder or a contingency. It may memorialize a family member or the family name. You can also create a gift annuity or charitable trust through your estate to provide income to loved ones before a gift ultimately goes to Clarkson.
8. A special gift – Your tax-deductible outright gift may be unrestricted, or you may wish to restrict it to a project of special interest. There are always projects to be completed: athletic facility upgrades, classroom renovations, laboratory equipment replacements. Your gift, even pledged over several years, can make a big difference for students right now.
9. "Insure" the future - Naming Clarkson the owner and beneficiary of a life insurance policy can generate an income tax deduction for you now equal to roughly the cash value of the policy.
10. Share Clarkson– You can pledge at least $2,500 per year for four years, generate a tax deduction and provide a direct scholarship to help a needy and deserving student access a Clarkson education.
11. Creative gifts - Your giving doesn't always need to be cash. Stocks, bonds, real estate, real property and business interests are just some of the assets you can use to make a difference at Clarkson and help achieve your financial and estate planning goals.
For more ideas on creating a gift plan using non-cash assets request our workbook Gift Planning with Non-cash Assets.
Anniversary reunion gifts may count in the Evolution to Excellence fundraising campaign, and may be eligible for recognition at The Roundtable level. Review Anniversary Reunion Year Gift Counting Guidelines.
Would you like help organizing and defining your philanthropy? Request our Philanthropic Planner.
Is it time to update your will? For help getting organized before meeting with your attorney request our Estate Planning Organizer. And if you would like to document your legal arrangements and final instructions for your survivors request our Personal Affairs Organizer.
Your plan for Clarkson's future may make you a member of the Annie Clarkson Society.
This web page does not provide legal or financial advice, nor is it a comprehensive review of the topic. You should consult your legal and financial advisors and Clarkson University before making or planning your gift. (rev. 2/2014)
Cash, Checks, Credit Cards
Charitable Lead Trusts
Closely Held Businesses
Charitable Gift Annuities
Charitable Remainder Trusts
Pooled Life Income Fund
Retained Life Estates
Stocks, Bonds & Mutual Funds
Tangible Personal Property
E2E Counting Guidelines